Journal Article: Cara Bayar Pakai OVO

>Hello Sohib EditorOnline readers, are you curious about how to pay using OVO? You have come to the right place. OVO is a popular electronic wallet in Indonesia that provides various payment options. This article will guide you through the process of using OVO for payments. Let’s get started!

What is OVO?

OVO is an electronic wallet application that allows users to perform various transactions such as payments, transfers, and bill payments. It was launched in 2017 and has quickly become a popular payment method among Indonesians. You can download the OVO application in App Store or Google Play Store.

How to Register on OVO

Before using OVO for payments, you need to register and verify your account. Follow these steps:

1. Download the OVO application from the App Store or Google Play Store
2. Open the application and click “Daftar Akun OVO”
3. Enter your personal information such as name, phone number, email, and create a password
4. Verify your phone number using the verification code sent via SMS
5. Upload your ID card such as KTP or passport and take a photo of yourself
6. Wait for verification from OVO, it usually takes 1-2 working days

After your account is verified, you can start using OVO for various transactions.

How to Top Up OVO

You need to top up your OVO balance before using it for payments. Here are some ways to top up OVO:

Top Up Using Bank Transfer

You can top up OVO using a bank transfer from your bank account. Here are the steps:

1. Open the OVO application and click “Top Up”
2. Select “Transfer Bank”
3. Select your bank and enter the amount you want to top up
4. Click “Lanjutkan” and follow the instructions to complete the transaction

The minimum top-up amount is Rp.10,000 and maximum is Rp.20,000,000.

Top Up Using OVO Booth

You can also top up OVO by visiting OVO booths located in various public places such as shopping malls, convenience stores, and gas stations. Here are the steps:

1. Go to the nearest OVO booth
2. Give your phone number to the cashier
3. Pay the amount you want to top up in cash
4. Your OVO balance will be updated instantly

The minimum top-up amount is Rp.10,000 and maximum is Rp.7,500,000.

Top Up Using Virtual Account

You can also top up OVO using a virtual account from various banks such as BNI, BCA, Mandiri, and CIMB Niaga. Here are the steps:

1. Open the OVO application and click “Top Up”
2. Select “Virtual Account”
3. Select your bank and enter the amount you want to top up
4. Click “Lanjutkan” and follow the instructions to complete the transaction

The minimum top-up amount is Rp.10,000 and maximum is Rp.20,000,000.

How to Pay Using OVO

Now that you have topped up your OVO balance, you can use it for various payments such as online shopping, bill payments, and transportation. Here are some examples:

Pay Online Shopping Using OVO

You can use OVO to pay for various online shopping platforms such as Tokopedia, Bukalapak, and Lazada. Here are the steps:

1. Select the item you want to buy and click “Checkout”
2. Select “OVO” as your payment method
3. Enter your OVO phone number and click “Bayar Sekarang”
4. Verify the transaction using your OVO PIN or fingerprint

The payment will be deducted from your OVO balance.

Pay Bill Using OVO

You can use OVO to pay for various bills such as electricity, water, and internet. Here are the steps:

1. Open the OVO application and click “Bayar Tagihan”
2. Select the bill you want to pay
3. Enter the bill code and the amount you want to pay
4. Click “Lanjutkan” and verify the transaction using your OVO PIN or fingerprint

The payment will be deducted from your OVO balance.

Pay Transportation Using OVO

You can use OVO to pay for various transportation services such as Gojek, Grab, and Transjakarta. Here are the steps:

1. Open the transportation application and select your destination
2. Select “OVO” as your payment method
3. Enter your OVO phone number and click “Bayar Sekarang”
4. Verify the transaction using your OVO PIN or fingerprint

The payment will be deducted from your OVO balance.

FAQ About OVO

Here are some frequently asked questions about OVO:

1. Is OVO safe?

Yes, OVO uses a secure encryption system to ensure the safety of your transactions. However, you need to keep your OVO PIN and phone number secure to prevent fraud.

2. What are the fees for using OVO?

OVO does not charge any fees for transactions. However, some merchants may charge additional fees for using OVO as a payment method.

3. Can I withdraw my OVO balance to my bank account?

Yes, you can withdraw your OVO balance to your bank account by clicking “Tarik Saldo” in the OVO application. The minimum withdrawal amount is Rp.20,000 and maximum is Rp.10,000,000.

4. Can I use OVO for international transactions?

No, OVO can only be used for transactions within Indonesia.

5. What should I do if I forget my OVO PIN?

You can reset your OVO PIN by clicking “Lupa PIN” and following the instructions in the OVO application.

Conclusion

That’s all the information about how to pay using OVO. It’s a convenient and easy-to-use payment method that can save you time and effort. If you have any questions or difficulties, don’t hesitate to contact OVO customer service. Thank you for reading and happy transactions!

Journal Article: Cara Bayar Pakai OVO