>Hello Sohib EditorOnline, welcome to our journal article about cara bikin rekening bni online. In this article, we will guide you step by step on how to create a BNI online account. BNI is one of the most popular banks in Indonesia and has a lot of advantages for its users, especially with the convenience of its online services. With BNI online, you can do almost all of your banking activities from anywhere and anytime you want.
What is BNI Online?
BNI online is an online banking service offered by Bank Negara Indonesia (BNI). It allows you to do your banking transactions through the internet from anywhere and anytime. With BNI online, you can check your account balance, transfer funds, pay bills, and many more.
What are the features of BNI online?
BNI online offers a lot of features that can make your banking activities easier and more convenient. Some of the features are :
| Features | Description |
|---|---|
| Account Information | You can view your account balance, transaction history, and account statement. |
| Fund Transfer | You can transfer funds to other BNI accounts or other banks in Indonesia. You can also schedule recurring transfers. |
| Bill Payment | You can pay your bills such as electricity, water, internet, phone, and many more. |
| Investment | You can buy and sell mutual funds and government bonds. |
| Virtual Account | You can create a virtual account number to receive payments from other banks and e-commerce platforms. |
What are the benefits of using BNI online?
There are a lot of benefits that you can get from using BNI online :
- 24/7 online access to your account.
- Convenient and easy to use.
- Less paperwork and no need to visit the bank.
- Faster and more secure transactions.
- Lower fees compared to offline transactions.
How to Create BNI Online Account?
What are the requirements to create a BNI online account?
Before creating a BNI online account, you need to prepare some requirements :
- A valid BNI savings account.
- A computer or mobile device with internet access.
- A registered mobile phone number.
What are the steps to create a BNI online account?
Here are the steps to create a BNI online account :
Step 1 : Go to BNI Online Registration Page
Visit the official website of Bank Negara Indonesia (BNI) at www.bni.co.id. Click on the “Daftar BNI Online” button located on the top right corner of the page.
Step 2 : Enter Your Personal Information
Fill in the registration form with your personal information such as your name, ID card number, date of birth, and mobile phone number. Make sure the information you provide is correct and valid.
Step 3 : Verify Your Identity
Verify your identity by following the instructions sent to your mobile phone number. You will receive an SMS containing a verification code, enter the code on the website to continue the registration process.
Step 4 : Create Your Username and Password
Create your BNI online username and password. Make sure your username and password are easy to remember but hard to guess by others. Do not share your username or password with anyone else, including bank officers.
Step 5 : Complete the Registration Process
Once you have completed all the steps, click on the “Daftar” button to complete the registration process. You will receive a confirmation message on the website and an SMS containing your BNI online activation code.
Step 6 : Activate Your BNI Online Account
Go to the nearest BNI ATM or BNI branch office to activate your BNI online account. Insert your ATM card and follow the instructions on the screen. Enter your activation code when prompted and create your ATM PIN. Your BNI online account is now activated and ready to use.
How to Use BNI Online?
How to Login to BNI Online?
To login to your BNI online account, follow these steps :
- Go to www.bni.co.id.
- Click on the “Login BNI Online” button located on the top right corner of the page.
- Enter your BNI online username and password.
- Click on the “Login” button.
How to Transfer Funds Using BNI Online?
Here are the steps to transfer funds using BNI online :
- Login to your BNI online account.
- Click on the “Transfer” menu.
- Select the destination bank and account number.
- Enter the transfer amount and click on the “Next” button.
- Verify the transaction details and enter your BNI online password.
- Click on the “Submit” button.
How to Pay Bills Using BNI Online?
Here are the steps to pay bills using BNI online :
- Login to your BNI online account.
- Click on the “Payments” menu.
- Select the biller’s name and enter your biller ID or bill number.
- Enter the payment amount and click on the “Next” button.
- Verify the transaction details and enter your BNI online password.
- Click on the “Submit” button.
Frequently Asked Questions (FAQ)
1. What should I do if I forgot my BNI online password?
If you forgot your BNI online password, you can reset it by following these steps :
- Click on the “Lupa Password” link on the BNI online login page.
- Enter your BNI online username and ID card number.
- Enter the verification code and click on the “Next” button.
- Follow the instructions to reset your password.
2. Can I use BNI online on my mobile device?
Yes, you can use BNI online on your mobile device by downloading the BNI mobile banking app from Google Play Store or App Store. The mobile app offers the same features as the web version and is more convenient to use on the go.
3. Are there any fees for using BNI online?
BNI online is free of charge for most transactions, except for some services such as virtual account creation, interbank transfer, and foreign exchange transaction. Make sure to check the fees and charges before using these services.
4. How do I know if my transaction is successful?
You will receive a notification via SMS or email for every transaction you make using BNI online. Make sure to verify the transaction details before submitting it to avoid any mistakes or errors.
5. Is BNI online safe and secure?
Yes, BNI online is safe and secure as it uses the latest encryption technology to protect your personal and financial information. However, you should also take some precautions such as not sharing your username or password with anyone else, logging out after each session, and keeping your mobile device safe and secure.
That’s it for our article about cara bikin rekening bni online. We hope this article can be useful for you in creating and using your BNI online account. If you have any questions or comments, feel free to leave them below. Happy banking!