>Hello Sohib EditorOnline, welcome to our article about “Cara Bukak Rekening BRI”. In this article, we will guide you step by step on how to open a BRI bank account. BRI is one of the largest banks in Indonesia with more than 10,000 branches across the country. It offers various banking services, including savings account, checking account, loans, and more. Now, let’s get started.
What is BRI Bank?
Bank Rakyat Indonesia, also known as BRI, is one of the oldest and largest banks in Indonesia. It was founded in 1895 and has since become a very popular bank among the Indonesian people. BRI offers various banking services, including savings account, checking account, loans, and more. It has more than 10,000 branches across the country, making it easy for anyone to access its services.
Why Open a BRI Bank Account?
Opening a BRI bank account has many advantages. First, it is very convenient because BRI has more than 10,000 branches across the country. You can easily find a branch near your home or office. Second, BRI offers competitive interest rates for its savings account, making it a good option for those who want to save money. Third, BRI also offers various banking services, including loans, credit cards, and more, which can help you manage your finances better.
Types of BRI Bank Account
BRI offers various types of bank accounts, including:
|Type of Account||Description|
|Savings Account||A basic account that allows you to save money and earn interest.|
|Checking Account||An account that allows you to deposit and withdraw money as needed.|
|Deposito||An account that requires you to deposit a certain amount of money for a fixed period of time. You will earn a higher interest rate compared to a savings account.|
Requirements to Open a BRI Bank Account
To open a BRI bank account, you need to fulfill the following requirements:
- Indonesian citizen, at least 17 years old
- Valid identification card (KTP)
- Tax payer identification number (NPWP), if you have one
How to Open a BRI Bank Account
Step 1: Choose the Type of Account
The first step to open a BRI bank account is to choose the type of account that you want to open. You can choose from a savings account, checking account, or Deposito. Each account has its own advantages and disadvantages, so make sure to choose the one that suits your needs.
Step 2: Prepare the Required Documents
Before you visit the BRI branch, make sure to prepare the required documents. You will need to bring:
- A valid identification card (KTP)
- A tax payer identification number (NPWP), if you have one
- Money to deposit into your new account
Step 3: Visit the BRI Branch
Once you have prepared the required documents, visit the BRI branch nearest to you. You can find the nearest branch by using the BRI website or mobile app.
Step 4: Fill Out the Application Form
At the BRI branch, you will need to fill out an application form for opening a new account. The bank officer will provide you with the form and guide you through the process.
Step 5: Deposit Money
After filling out the application form, you will need to deposit money into your new account. The bank officer will guide you on how to do this.
Step 6: Activate Your Account
Once you have deposited money into your new account, the bank officer will activate your account. You will receive a bank book and an ATM card that you can use to access your account.
Frequently Asked Questions
Can a Foreigner Open a BRI Bank Account?
Yes, a foreigner can open a BRI bank account. However, they need to fulfill the following requirements:
- Valid passport
- KITAS or KITAP
How Much Money Do I Need to Deposit to Open a BRI Bank Account?
The amount of money you need to deposit to open a BRI bank account varies depending on the type of account you choose. For a savings account, the minimum initial deposit is usually IDR 100,000. For a checking account, the minimum initial deposit is usually IDR 500,000. For a Deposito, the minimum deposit is usually IDR 1,000,000.
How Long Does It Take to Open a BRI Bank Account?
The process of opening a BRI bank account usually takes around 30 minutes to 1 hour, depending on the branch and the type of account you want to open.
Can I Open a BRI Bank Account Online?
No, currently BRI does not offer an online account opening service. You need to visit a BRI branch to open a new account.
What Should I Do If I Lose My ATM Card?
If you lose your ATM card, you need to report it immediately to BRI customer service. You can do this by calling the BRI call center or visiting a BRI branch. The bank will issue a new ATM card for you.
Opening a BRI bank account is a simple process that can be done in just a few steps. By opening a BRI bank account, you can enjoy various banking services, including savings account, checking account, loans, and more. We hope that this article has been helpful in guiding you on how to open a BRI bank account. If you have any questions, feel free to leave a comment below.