Cara Cek UMKM BRI

>Hello Sohib EditorOnline, welcome to this article about Cara Cek UMKM BRI. UMKM or Usaha Mikro Kecil dan Menengah is an important sector in the Indonesian economy as it contributes a significant amount to the country’s GDP. BRI or Bank Rakyat Indonesia is one of the banks that provides services to UMKM with various programs and facilities. In this article, we will discuss the way to check UMKM BRI. Let’s get started!

What is UMKM?

UMKM stands for Usaha Mikro Kecil dan Menengah, which translates to Micro, Small, and Medium Enterprises. These are businesses that have limited capital, manpower, and assets. Despite its limitations, UMKM has a crucial role in the Indonesian economy as it provides employment opportunities, income, and economic growth.

According to the Ministry of Cooperatives and Small-Medium Enterprises, there are around 64 million UMKM in Indonesia, which contributes to around 61% of the country’s GDP. Due to its importance, the government has various programs and policies to support and develop UMKM.

UMKM BRI

BRI or Bank Rakyat Indonesia is a state-owned bank that focuses on micro, small, and medium enterprises. BRI has various programs and facilities to support UMKM, such as KUR (Kredit Usaha Rakyat), BRILink, and others. To access these programs, UMKM needs to fulfill certain requirements and criteria, and one of them is by checking their eligibility through BRI’s website or branch office.

How to Check UMKM BRI?

There are several ways to check UMKM BRI, and we will discuss them in detail below:

Check through BRI’s Website

The easiest and simplest way to check UMKM BRI is by accessing BRI’s website. Follow these steps:

1. Go to BRI’s official website at https://bri.co.id/
2. Click the ‘BRI for SME’ menu on the top right corner of the page
3. Select ‘Pengajuan KUR’ menu
4. Fill in the required data, such as name, address, business type, and others
5. Click ‘Cek Ketersediaan Dana’ to check the availability of KUR program for your business

Please note that this method only applies to UMKM that wants to apply for KUR program. If you want to check for other programs, you need to visit BRI’s branch office.

Check through BRI’s Branch Office

If you prefer to check your eligibility by visiting BRI’s branch office, follow these steps:

1. Find the nearest BRI branch office in your area
2. Bring your business documents, such as ID card, NPWP, SIUP/TDP, and others
3. Meet the BRI officer and ask for the UMKM eligibility check
4. Provide the required data and documents to the officer
5. Wait for the officer to process your request

After completing the process, the officer will inform you about your eligibility and the available programs that suit your business needs. You can also ask for further information and consultation regarding the programs.

Check through BRI’s Customer Service

If you have any questions or need assistance regarding UMKM BRI, you can contact BRI’s customer service through phone or email. Here’s how:

1. Call BRI’s customer service at 14017
2. Provide your business details and ask for UMKM eligibility check
3. Follow the instruction given by the customer service officer
4. Or you can also send an email to bri.syariah@bri.co.id

BRI’s customer service is available 24/7 to assist you with any inquiries or problems.

FAQ (Frequently Asked Questions)

1. What is KUR?

KUR stands for Kredit Usaha Rakyat, which is a credit facility provided by the government through banks to support micro, small, and medium enterprises. KUR offers various loan schemes with low interest rates and long tenor.

2. What are the requirements to access UMKM BRI programs?

The requirements may vary depending on the programs, but in general, UMKM needs to provide their business documents, such as ID card, NPWP, SIUP/TDP, and others. UMKM also needs to fulfill certain criteria, such as the business type, the amount of loan, and others.

3. Can UMKM apply for more than one program?

Yes, UMKM can apply for more than one program as long as they meet the requirements and criteria for each program.

4. How long does it take to process the UMKM eligibility check?

The processing time may vary depending on the method and the program. If you check through BRI’s website, it may take only a few minutes. If you visit BRI’s branch office, it may take around 1-2 hours. If you apply for KUR program, it may take around 7-14 days.

5. Can UMKM apply for KUR online?

Yes, UMKM can apply for KUR online through BRI’s website. However, they still need to visit BRI’s branch office to submit their business documents and sign the agreement.

Conclusion

In conclusion, UMKM BRI offers various programs and facilities to support micro, small, and medium enterprises. To access these programs, UMKM needs to check their eligibility through BRI’s website, branch office, or customer service. By following the steps we have discussed, UMKM can get the information they need and apply for the suitable programs. We hope this article is helpful and informative. Thank you for reading!

Cara Cek UMKM BRI