Cara Daftar Kredivo Cicilan 12 Bulan

>Hello Sohib EditorOnline, welcome to our journal article on how to register for Kredivo’s 12-month installment plan. Kredivo is a popular digital credit platform in Indonesia, and their installment plan option enables users to pay for their purchases across a 12-month period. In this article, we will guide you through the process of registering for Kredivo’s 12-month installment plan. Let’s get started!

What is Kredivo?

Kredivo is a digital credit platform that enables users to purchase items online and pay for them later. Established in 2016, it has gained popularity in Indonesia as a quick and easy way to make online purchases without a credit card. Kredivo’s payment options include installment plans of up to 12 months, which we will discuss in this article.

How does Kredivo work?

Once you have registered an account with Kredivo, you can apply for a credit limit. Once approved, you can use the credit limit to make online purchases on partnered merchant sites. You can then choose to pay back the purchase amount in a single payment or by using Kredivo’s installment plans.

What are the benefits of Kredivo’s installment plan?

The 12-month installment plan option on Kredivo can be beneficial for customers who want to spread out their payments. By allowing payments to be made over a longer period, users can make more expensive purchases without having to worry about an immediate financial burden. Additionally, Kredivo’s installment plans often come with 0% interest rates, making it a more affordable option compared to traditional credit options.

How to Register for Kredivo’s 12-Month Installment Plan

Step 1: Create a Kredivo Account

The first step to registering for Kredivo’s installment plan is to create a Kredivo account. You can do this by visiting the Kredivo website or downloading the Kredivo app on your smartphone. Once downloaded, follow the steps to create an account with Kredivo. Make sure to provide accurate personal information, as this will determine whether or not you are approved for a credit limit.

Step 2: Apply for a Credit Limit

Once you have created a Kredivo account, the next step is to apply for a credit limit. To apply for a credit limit, you will need to provide Kredivo with some personal information, such as your name, address, and monthly income. Kredivo will then carry out a credit assessment to determine whether or not you are eligible for a credit limit.

Step 3: Choose a Merchant

Once you have been approved for a credit limit, you can start using Kredivo to make purchases on partnered merchant sites. Make sure to choose a merchant that offers the 12-month installment plan option. You can find a list of partnered merchants on the Kredivo website or app.

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Step 4: Select the 12-Month Installment Plan Option

After choosing a merchant, proceed to make your purchase. During the payment stage, select the 12-month installment plan option. Kredivo will then show you the breakdown of your payment plan, including the monthly installments and any interest fees if applicable. Review the payment plan carefully before proceeding with the purchase.

Step 5: Complete the Payment Process

After reviewing the payment plan, complete the payment process by following the steps on the Kredivo app or website. Once the payment is successful, you will receive a confirmation of your order and installment plan details.

Frequently Asked Questions (FAQ)

Question Answer
What is the maximum credit limit on Kredivo? The maximum credit limit on Kredivo is Rp 30 million.
How long does it take to get approved for a credit limit on Kredivo? It usually takes up to 24 hours to get approved for a credit limit on Kredivo.
Are there any interest fees for Kredivo’s 12-month installment plan? Not all installment plans have interest fees. However, some do, so make sure to review the payment plan before proceeding with the purchase.
Can I pay off my Kredivo installment plan early? Yes, you can pay off your Kredivo installment plan early without any additional fees.
What happens if I miss a payment on my Kredivo installment plan? If you miss a payment, Kredivo will charge a late payment fee. If the payment is not made within the given period, Kredivo may report it to credit bureaus, which could negatively affect your credit score.

Conclusion

That’s it! We hope this article has been helpful in guiding you through the process of registering for Kredivo’s 12-month installment plan. The process is straightforward, and with Kredivo’s easy-to-use platform, paying for your purchases has never been easier. Remember to review the payment plan carefully before proceeding with your purchase, and if you have any questions, refer to the FAQ section or contact Kredivo’s customer support. Happy shopping!

Cara Daftar Kredivo Cicilan 12 Bulan