Cara Pengajuan UMKM

>Hello Sohib EditorOnline, as a small and medium-sized enterprise (UMKM), it is important to understand the procedures and steps needed to file for business registration. In this article, we will guide you through the process of “cara pengajuan UMKM”.

What is UMKM?

UMKM stands for Usaha Mikro Kecil dan Menengah or Micro, Small, and Medium Enterprises. It is a type of business that is run by individuals or small groups of people with a limited amount of capital and personnel.

UMKM is an important part of the economy, as it provides job opportunities, contributes to economic growth, and encourages entrepreneurship. In Indonesia, the UMKM sector is one of the largest contributors to the country’s Gross Domestic Product (GDP).

What are the requirements to start a UMKM?

Before filing for business registration, there are several requirements that individuals or groups need to fulfill. These requirements include:

Requirements Description
Business Plan A detailed plan on how the business will operate, its target market, and the products or services offered.
Business Permit A permit issued by the local government for businesses to operate legally.
Tax Identification Number (NPWP) A number assigned by the government for tax purposes.
Business Location A physical location for the business to operate.
Business Capital The amount of capital required to start the business.

What are the benefits of registering as a UMKM?

Registering a business as a UMKM has several benefits, including:

  • Access to government funding and assistance programs
  • Increased credibility and trust from customers
  • Access to business loans from financial institutions
  • Tax incentives and exemptions
  • Access to business networks and partnerships

Steps to File for Business Registration

Step 1: Preparing Business Documents

Before filing for business registration, it is important to prepare all the necessary documents. These documents include:

  • Business Plan
  • Copy of Identification Card (KTP)
  • Tax Identification Number (NPWP)
  • Proof of Business Location
  • Business Permit

Make sure that all documents are complete and up-to-date before proceeding to the next step.

Step 2: Registering Business Online

Starting from 2021, the government has introduced an online registration system for business. This system is called the Online Single Submission (OSS) or Sistem OSS.

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The online registration process is relatively easy and can be done by following these steps:

  1. Visit the OSS website at
  2. Register an account on the website
  3. Fill in the required information and upload the necessary documents
  4. Pay the registration fee
  5. Wait for the approval from the government

The registration process usually takes about 3-7 working days, depending on the complexity of the business.

Step 3: Obtaining Business License

After the registration is approved, the next step is to obtain a business license or Izin Usaha. This license can be obtained from the local government where the business is located.

The requirements and procedures to obtain a business license may vary from one region to another. Therefore, it is important to check with the local government for the specific procedures.

Frequently Asked Questions (FAQ)

1. Can foreigners start a UMKM in Indonesia?

Yes, foreigners are allowed to start a UMKM in Indonesia as long as they fulfill the necessary requirements and procedures.

2. How much capital is required to start a UMKM?

The amount of capital required to start a UMKM may vary depending on the type of business and location. However, the Indonesian government has set a minimum capital requirement of IDR 10 million (approximately USD 700).

3. Can UMKM receive government assistance?

Yes, UMKM can receive government assistance in the form of funding, training, and mentoring programs. These programs aim to help UMKM grow and develop their businesses.

4. How long does it take to obtain a business license?

The time required to obtain a business license may vary depending on the region and type of business. However, it usually takes 1-2 weeks after the registration is approved.

5. Can UMKM apply for a business loan?

Yes, UMKM can apply for a business loan from financial institutions. However, the requirements and procedures may vary depending on the institution.

Cara Pengajuan UMKM