Cara Pinjam Pulsa Telkomsel Lewat SMS

>Hello Sohib EditorOnline, in this article we will discuss how to borrow Telkomsel credit through SMS. As we know, sometimes we need extra credit to make phone calls or send messages, but we don’t have sufficient balance. Telkomsel provides an easy solution to this problem, which enables you to borrow credit in a few simple steps. Let’s explore the process step by step.

1. Introduction to Telkomsel Credit Borrowing

Telkomsel credit borrowing is a service provided by Telkomsel that enables you to borrow credit and pay it back later. This service is ideal for people who need credit urgently, but don’t have enough balance. Telkomsel provides various options to borrow credit, such as through SMS, USSD, and MyTelkomsel app. In this article, we will focus on how to borrow credit through SMS.

What is Telkomsel?

Telkomsel is a mobile operator company in Indonesia that provides various telecommunications services, such as voice, data, and messaging. It is one of the leading mobile operators in Indonesia, with millions of subscribers across the country.

What is Telkomsel Credit Borrowing?

Telkomsel credit borrowing is a service provided by Telkomsel that enables you to borrow credit and pay it back later. This service is ideal for people who need credit urgently, but don’t have enough balance. Telkomsel provides various options to borrow credit, such as through SMS, USSD, and MyTelkomsel app. In this article, we will focus on how to borrow credit through SMS.

2. Eligibility for Telkomsel Credit Borrowing

Before you can borrow credit from Telkomsel, you need to meet the eligibility criteria. Here are the eligibility criteria for Telkomsel credit borrowing:

1. Active Telkomsel Prepaid Number

You must have an active Telkomsel prepaid number to borrow credit. If you have a postpaid number, you cannot borrow credit.

2. Minimum Usage Period

You must have used your Telkomsel prepaid number for a minimum period of time to borrow credit. The minimum usage period varies depending on the amount of credit you want to borrow.

3. No Outstanding Debt

You cannot borrow credit if you have any outstanding debt or unpaid bills. You must settle all your outstanding debt before you can borrow credit.

4. Good Credit History

You must have a good credit history to borrow credit. If you have a bad credit history or have defaulted on your previous loans, you may not be eligible for credit borrowing.

3. How to Borrow Telkomsel Credit through SMS

Borrowing credit through SMS is the easiest and most convenient way to borrow credit from Telkomsel. Here are the steps to follow:

Step 1: Check Your Eligibility

Before you can borrow credit, you need to check your eligibility. Make sure you meet all the eligibility criteria mentioned in the previous section.

Step 2: Compose a Text Message

Compose a text message with the following format: BP(space)AMOUNT(space)RECEIVER’S NUMBER. For example, if you want to borrow Rp10.000 and the receiver’s number is 081234567890, the text message should be written as follows: BP 10000 081234567890.

Step 3: Send the Text Message

Send the text message to 777. You will receive a confirmation message from Telkomsel once your request is approved.

Step 4: Pay Back the Credit

You need to pay back the credit within the stipulated time period. Telkomsel will deduct the borrowed credit and a service fee from your next top-up.

4. Terms and Conditions of Telkomsel Credit Borrowing

Before you borrow credit from Telkomsel, you need to be aware of the terms and conditions. Here are the terms and conditions for Telkomsel credit borrowing:

1. Interest Rate

Telkomsel charges an interest rate on the borrowed credit, which varies depending on the amount of credit you borrow. The interest rate ranges from 5% to 10%.

2. Service Fee

Telkomsel charges a service fee on the borrowed credit, which varies depending on the amount of credit you borrow. The service fee ranges from Rp500 to Rp5.000.

3. Payment Period

You need to pay back the borrowed credit within the stipulated time period. The payment period varies depending on the amount of credit you borrow. The payment period ranges from 1 day to 30 days.

4. Eligibility Criteria

You need to meet the eligibility criteria mentioned earlier to borrow credit from Telkomsel.

5. Credit Usage

The borrowed credit can only be used for Telkomsel services, such as voice, SMS, and data. It cannot be used for other services or products.

5. Frequently Asked Questions (FAQ)

Question	Answer
1. What is Telkomsel credit borrowing?	Telkomsel credit borrowing is a service provided by Telkomsel that enables you to borrow credit and pay it back later. This service is ideal for people who need credit urgently, but don’t have enough balance.
2. How can I borrow Telkomsel credit through SMS?	To borrow Telkomsel credit through SMS, compose a text message with the format: BP(space)AMOUNT(space)RECEIVER’S NUMBER and send it to 777.
3. What are the eligibility criteria for Telkomsel credit borrowing?	The eligibility criteria for Telkomsel credit borrowing are: active Telkomsel prepaid number, minimum usage period, no outstanding debt, good credit history.
4. What is the interest rate for Telkomsel credit borrowing?	The interest rate for Telkomsel credit borrowing ranges from 5% to 10% depending on the amount of credit you borrow.
5. What is the payment period for Telkomsel credit borrowing?	The payment period for Telkomsel credit borrowing ranges from 1 day to 30 days depending on the amount of credit you borrow.

Conclusion

In conclusion, Telkomsel credit borrowing is a convenient service for those who need credit urgently. By following the steps mentioned in this article, you can easily borrow credit through SMS and pay it back later. However, make sure you meet the eligibility criteria and are aware of the terms and conditions before you borrow credit. By doing so, you can enjoy the benefits of Telkomsel credit borrowing without any hassles.

Cara Pinjam Pulsa Telkomsel Lewat SMS