Cara Buat BPJS Ketenagakerjaan

>Hello Sohib EditorOnline, in this article we will discuss the steps on how to create BPJS Ketenagakerjaan. BPJS Ketenagakerjaan is a social security program in Indonesia that protects workers from financial risks due to work-related accidents, illnesses, and death.

1. Understand the Benefits of BPJS Ketenagakerjaan

Before creating BPJS Ketenagakerjaan, it’s important to understand the benefits that come with it. Here are some of the benefits:

  1. Protection in case of work-related accidents or illnesses
  2. Insurance for death and funeral expenses
  3. Access to healthcare services and benefits
  4. Retirement savings program

Knowing the benefits can help you decide if BPJS Ketenagakerjaan is right for you.

1.1 Protection in Case of Work-related Accidents or Illnesses

BPJS Ketenagakerjaan provides benefits for workers who experience work-related accidents or illnesses. This includes medical treatment, hospitalization, rehabilitation, and compensation for permanent disability.

In the event of temporary disability, BPJS Ketenagakerjaan will provide a daily allowance. Meanwhile, in case of permanent disability, the worker will receive a monthly pension.

1.2 Insurance for Death and Funeral Expenses

If a worker dies due to work-related accidents or illnesses, their family will receive a death benefit from BPJS Ketenagakerjaan. This benefit includes funeral expenses and a pension for the family.

1.3 Access to Healthcare Services and Benefits

BPJS Ketenagakerjaan provides access to healthcare services for workers and their families. This includes medical treatment, hospitalization, medication, and dental care.

Additionally, BPJS Ketenagakerjaan offers benefits for maternity, childbirth, and family planning.

1.4 Retirement Savings Program

BPJS Ketenagakerjaan also offers a retirement savings program for workers. This program is mandatory for all workers in Indonesia aged 55 and below.

Workers can contribute to their retirement savings through monthly premiums, which will be matched by their employers.

2. Prepare the Required Documents

Before creating BPJS Ketenagakerjaan, you need to prepare the required documents. Here are the documents that you need:

  • Identification Card (KTP)
  • Taxpayer Identification Number (NPWP)
  • Bank Account Number
  • Employee Registration Number (NIP)
  • Employee Social Security Number (NPSN)

You also need to provide your personal information, such as name, address, phone number, and email address.

3. Register for BPJS Ketenagakerjaan

Now that you have prepared the required documents, it’s time to register for BPJS Ketenagakerjaan. Here are the steps:

  1. Go to the nearest BPJS Ketenagakerjaan office or use the online registration system.
  2. Fill out the registration form with your personal information and attach the required documents.
  3. Choose the type of service that you want to use, such as healthcare, work accident, or retirement.
  4. Pay the first premium based on your salary.
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After completing the registration process, you will receive a BPJS Ketenagakerjaan card that you can use to access the benefits.

4. Pay the Monthly Premium

BPJS Ketenagakerjaan requires you to pay a monthly premium based on your salary. The premium rates vary depending on your income.

If you are an employee, your employer is responsible for paying part of the premium. The rest will be deducted from your salary.

If you are self-employed, you need to pay the full premium by yourself.

5. Frequently Asked Questions (FAQ)

5.1. Who is eligible for BPJS Ketenagakerjaan?

All workers in Indonesia, including employees and self-employed individuals, are eligible for BPJS Ketenagakerjaan.

5.2. What is the penalty for not registering for BPJS Ketenagakerjaan?

Individuals who don’t register for BPJS Ketenagakerjaan will be subject to administrative sanctions and fines.

5.3. Can I switch to a different BPJS Ketenagakerjaan service?

Yes, you can switch to a different BPJS Ketenagakerjaan service by filling out a request form and paying the necessary premium.

5.4. How can I check my BPJS Ketenagakerjaan balance?

You can check your BPJS Ketenagakerjaan balance by logging in to the online portal or contacting the BPJS Ketenagakerjaan customer service.

5.5. What should I do if I have a work-related accident or illness?

If you have a work-related accident or illness, you should report it to your employer and seek medical treatment immediately. You should also report the incident to BPJS Ketenagakerjaan within 3 days.


Creating BPJS Ketenagakerjaan is essential for workers in Indonesia to protect themselves from financial risks due to work-related accidents, illnesses, and death. By following the steps outlined in this article, you can create BPJS Ketenagakerjaan and enjoy the benefits that come with it.

Cara Buat BPJS Ketenagakerjaan