Cara Menghitung Saldo BPJS Ketenagakerjaan

>Hello Sohib EditorOnline, welcome to this article about cara menghitung saldo BPJS Ketenagakerjaan. In this article, we will discuss everything you need to know about calculating your BPJS Ketenagakerjaan balance. We understand that BPJS Ketenagakerjaan is an important aspect of your employment, and we hope this article will provide you with the information you need to manage it effectively. So, let’s get started!

What is BPJS Ketenagakerjaan?

BPJS Ketenagakerjaan is a national social security program in Indonesia that provides protection for workers against financial risks due to work accidents, occupational diseases, and retirement. Every worker in Indonesia is required to register for BPJS Ketenagakerjaan, including all foreign workers.

As an employee, you don’t have to worry about registering for BPJS Ketenagakerjaan as your employer will take care of it for you. However, it’s important to understand how BPJS Ketenagakerjaan works and how to calculate your BPJS Ketenagakerjaan balance in case you need to access its benefits.

How to Calculate Your BPJS Ketenagakerjaan Balance?

Your BPJS Ketenagakerjaan balance is the total amount of money you have saved through monthly contributions to the program. To calculate your BPJS Ketenagakerjaan balance, you need to know your monthly salary and the percentage of your salary that is contributed to the program.

The monthly contribution is calculated based on a percentage of your monthly salary, with the rate set by the government. The rate of contribution is currently set at 3.7% of your monthly salary, with 2% paid by the employer and 1.7% paid by the employee. For example, if your monthly salary is Rp. 5,000,000, your monthly BPJS Ketenagakerjaan contribution will be Rp. 185,000, with Rp. 100,000 paid by your employer and Rp. 85,000 paid by you.

Your BPJS Ketenagakerjaan balance can be calculated by multiplying your monthly contribution by the number of months you have been enrolled in the program. For instance, if you have been enrolled in the program for 24 months, your BPJS Ketenagakerjaan balance will be Rp. 4,440,000 (185,000 x 24).

How to Check Your BPJS Ketenagakerjaan Balance?

You can check your BPJS Ketenagakerjaan balance by going to the nearest BPJS Ketenagakerjaan office or through the BPJS Ketenagakerjaan website. You will need to provide your BPJS Ketenagakerjaan number, which can be found on your BPJS Ketenagakerjaan card or payslip.

Alternatively, you can check your BPJS Ketenagakerjaan balance through the BPJS Ketenagakerjaan mobile app. The app is available for both Android and iOS devices and can be downloaded for free from the app store.

What is the Maximum BPJS Ketenagakerjaan Balance?

The maximum BPJS Ketenagakerjaan balance is determined by the government and is currently set at Rp. 100,000,000. This means that if you have been enrolled in the program for more than 45 years and have reached the maximum balance, you will no longer have to pay the monthly contribution but will still receive the benefits of the program.

What are the Benefits of BPJS Ketenagakerjaan?

BPJS Ketenagakerjaan provides various benefits to its members, including:

• Compensation for work accidents and occupational diseases
• Medical treatment for work-related injuries and illnesses
• Pension and retirement benefits
• Death benefits for the family of deceased members

FAQ

Conclusion

Calculating your BPJS Ketenagakerjaan balance is important as it helps you to know the amount of money you have saved through monthly contributions to the program. With this information, you can effectively manage your BPJS Ketenagakerjaan balance and access its benefits when you need them. Remember to check your BPJS Ketenagakerjaan balance regularly and update your information when necessary.

Cara Menghitung Saldo BPJS Ketenagakerjaan