Cara Buka Tabungan BCA

>Hello Sohib EditorOnline, in this article, we will discuss the steps to open a savings account with Bank Central Asia (BCA). BCA is one of the largest banks in Indonesia and provides various banking services to its customers. Opening a savings account with BCA is a straightforward process, and we will guide you through the steps to make it easy for you.

What is a Savings Account with BCA?

A savings account is a type of bank account that allows you to deposit your money and earn interest on it. This type of account is meant for people who want to save money and earn interest on their savings. BCA offers various types of savings accounts that cater to the different needs of its customers.

Types of Savings Account with BCA

BCA offers several types of savings accounts, including:

Type of Savings Account	Minimum Initial Deposit	Minimum Balance Requirement
Taplus	IDR 50,000	IDR 10,000
Taplus Bisnis	IDR 500,000	IDR 50,000
Taplus Muda	IDR 10,000	IDR 10,000

Taplus is a savings account for individuals, while Taplus Bisnis is for businesses. Taplus Muda is a savings account for students and young adults.

Benefits of Opening a Savings Account with BCA

There are several benefits to opening a savings account with BCA:

• Earn interest on your savings
• Access to BCA’s online and mobile banking services
• Free debit card
• Free monthly e-statements
• No annual fees

Steps to Open a Savings Account with BCA

Step 1: Prepare the Required Documents

Before you can open a savings account with BCA, you need to prepare the following documents:

• Valid ID card (KTP for Indonesian citizens or passport for foreigners)
• Taxpayer Identification Number (NPWP)
• Recent utility bill (electricity, water or telephone bill)

You will also need to bring the initial deposit for the type of savings account that you want to open.

Step 2: Visit a BCA Branch

Once you have prepared the required documents, you need to visit a BCA branch to open a savings account. You can find the nearest BCA branch on the BCA website.

Step 3: Meet with a BCA Customer Service Officer

When you arrive at the BCA branch, you need to meet with a BCA customer service officer to open a savings account. The officer will guide you through the process and answer any questions that you may have.

Step 4: Fill Out the Application Form

The BCA customer service officer will give you an application form to fill out. You need to provide your personal information and the type of savings account that you want to open. You will also need to sign the application form and provide your initial deposit.

Step 5: Wait for the Account to be Activated

After you have submitted the application form and the initial deposit, the BCA customer service officer will process your application. Your savings account will be activated within one working day, and you will receive your debit card and other banking details.

FAQ

Q1: How long does it take to open a savings account with BCA?

A: The process of opening a savings account with BCA is straightforward and can be completed within one working day.

Q2: Is there a minimum balance requirement for a savings account with BCA?

A: Yes, there is a minimum balance requirement for each type of savings account with BCA. The minimum balance requirement varies depending on the type of account that you choose.

Q3: What documents do I need to prepare to open a savings account with BCA?

A: You need to prepare a valid ID card (KTP for Indonesian citizens or passport for foreigners), Taxpayer Identification Number (NPWP), and a recent utility bill (electricity, water or telephone bill).

Q4: What are the benefits of opening a savings account with BCA?

A: Some of the benefits of opening a savings account with BCA include earning interest on your savings, access to BCA’s online and mobile banking services, a free debit card, free monthly e-statements, and no annual fees.

Q5: Can I open a savings account with BCA online?

A: No, you cannot open a savings account with BCA online. You need to visit a BCA branch to open a savings account.

Q6: Can I open a savings account with BCA if I am a foreigner?

A: Yes, you can open a savings account with BCA if you are a foreigner. You need to provide a valid passport and a Taxpayer Identification Number (NPWP).

Cara Buka Tabungan BCA