Cara Cek Subsidi KPR BTN

>Hello Sohib EditorOnline, in this article, we will discuss the process of checking for the KPR BTN subsidy. KPR BTN is a mortgage product offered by Bank Tabungan Negara that provides a special subsidy for eligible applicants. The subsidy can be used to reduce the down payment, interest rate, or loan tenure. To check if you are eligible for the subsidy, follow the steps outlined below.

What is KPR BTN Subsidy?

Before we dive into the process of checking for the KPR BTN subsidy, let’s first discuss what it is. The KPR BTN subsidy is a special subsidy offered to applicants who meet certain requirements. The subsidy can be used to reduce the down payment, interest rate, or loan tenure.

Eligibility Criteria for KPR BTN Subsidy

To be eligible for the KPR BTN subsidy, you must meet the following criteria:

Criteria	Requirement
Income Level	Your monthly income must not exceed Rp 7 million
Property Value	The property value must not exceed Rp 1.5 billion
First-time Buyer	You must be a first-time buyer

Subsidy Amount

The amount of subsidy you are eligible for depends on your income level and the property value. The table below outlines the subsidy amount for different income and property value ranges:

Monthly Income	Property Value	Subsidy Amount
Less than Rp 4 million	Less than Rp 120 million	100% of DP or 1% of the loan principal per year
Less than Rp 4 million	More than Rp 120 million	1% of the loan principal per year
More than Rp 4 million	Less than Rp 120 million	1% of the loan principal per year
More than Rp 4 million	More than Rp 120 million	0.5% of the loan principal per year

How to Check for KPR BTN Subsidy?

Step 1: Check Your Eligibility

The first step in checking for the KPR BTN subsidy is to determine if you are eligible for it. Refer to the eligibility criteria outlined above to determine if you meet the requirements. If you are unsure, you can contact your nearest BTN branch or customer service for assistance.

Step 2: Gather Required Documents

Once you have determined that you are eligible for the KPR BTN subsidy, you will need to gather the required documents to apply for it. The documents you will need include:

• Copy of ID card (KTP)
• Copy of Family Card (KK)
• Copy of marriage certificate (if married)
• Copy of NPWP
• Copy of Salary Slip or Certificate of Employment
• Bank account statement for the last 3 months
• Affidavit stating that you are a first-time buyer

Make sure you have all the necessary documents before proceeding to the next step.

Step 3: Submit Application

The next step is to submit your application for the KPR BTN subsidy. You can do this by visiting your nearest BTN branch and filling out the application form. Make sure you have all the required documents with you when you visit the branch.

After submitting your application, it will be reviewed by the bank to determine your eligibility. This process can take up to 14 working days.

Step 4: Check Your Subsidy Status

If your application for the KPR BTN subsidy is approved, you can check the status of your subsidy by visiting the BTN website and logging into your account. You can also check the status by contacting customer service or visiting your nearest BTN branch.

Step 5: Receive Subsidy

If your application for the KPR BTN subsidy is approved, you will receive the subsidy in the form of a credit to your loan account. The subsidy will be applied to your down payment, interest rate, or loan tenure, depending on the terms of your mortgage agreement.

Frequently Asked Questions (FAQ)

1. What is KPR BTN?

KPR BTN is a mortgage product offered by Bank Tabungan Negara. It is designed to help individuals purchase a home by providing them with a home loan.

2. What is KPR BTN subsidy?

The KPR BTN subsidy is a special subsidy offered to eligible applicants. The subsidy can be used to reduce the down payment, interest rate, or loan tenure.

3. Who is eligible for the KPR BTN subsidy?

To be eligible for the KPR BTN subsidy, you must meet certain income and property value requirements. You must also be a first-time buyer.

4. How do I apply for the KPR BTN subsidy?

You can apply for the KPR BTN subsidy by visiting your nearest BTN branch and filling out the application form. Make sure you have all the required documents with you when you visit the branch.

5. How long does it take to process my application for the KPR BTN subsidy?

The processing time for your application can take up to 14 working days.

6. How do I check the status of my KPR BTN subsidy application?

You can check the status of your application by visiting the BTN website and logging into your account. You can also check the status by contacting customer service or visiting your nearest BTN branch.

7. How will I receive my KPR BTN subsidy?

If your application for the KPR BTN subsidy is approved, you will receive the subsidy in the form of a credit to your loan account.

That’s it for our guide on how to check for the KPR BTN subsidy. We hope that this has been helpful and informative. If you have any further questions or need assistance, don’t hesitate to contact your nearest BTN branch or customer service.

Cara Cek Subsidi KPR BTN