Cara Cicilan di Lazada

>Hello Sohib EditorOnline! In this article, we will discuss the steps and benefits of buying products on Lazada with installment payments. Lazada is one of the largest online marketplaces in Indonesia, and they offer various payment methods, including installment payments. This payment method is suitable for those who want to buy products but cannot pay the full amount upfront. Let’s find out more about cara cicilan di Lazada!

What is Cicilan?

Before we discuss cara cicilan di Lazada, let’s understand what is cicilan. Cicilan is a payment method that allows you to pay for a product or service in installments instead of paying the full amount upfront. The duration and amount of each installment payment depend on the agreement between the seller and the buyer. This payment method is beneficial for those who cannot afford to pay the full amount upfront.

Benefits of Using Cicilan

There are several benefits of using cicilan to buy products. First, it allows you to buy products that you cannot afford to pay for upfront. Second, you can manage your budget better since you can spread out your payments over a specific period. Third, you can use your money for other purposes, such as investment or emergency funds, instead of using it to pay for a product upfront. Lastly, you can improve your credit score if you make your installment payments on time.

How to Use Cicilan on Lazada?

If you want to buy products on Lazada with installment payments, you can follow these steps:

Requirements for Using Cicilan on Lazada

There are several requirements that you have to meet to use cicilan on Lazada. First, you have to be a registered Lazada user. Second, you have to have a valid credit card issued by one of the participating banks. Third, you have to meet the minimum purchase amount set by Lazada and the bank. Fourth, you have to have a good credit score and a stable income.

Benefits of Using Cicilan on Lazada

Cara cicilan di Lazada offers several benefits for buyers. First, you can enjoy 0% interest rate for certain tenures and products. This means that you only have to pay the actual amount of the product without additional interest charges. Second, you can choose from various installment plans and banks, which gives you more flexibility and options. Third, you can enjoy faster and smoother checkout process since cicilan on Lazada is integrated with the Lazada app and website.

FAQ

Here are some frequently asked questions about cara cicilan di Lazada:

1. What is the minimum purchase amount to use cicilan on Lazada?

The minimum purchase amount varies depending on the participating bank and the category of the product. Usually, it ranges from IDR 500,000 to IDR 1,500,000.

2. What are the participating banks for cicilan on Lazada?

The participating banks for cicilan on Lazada are BCA, Mandiri, BNI, CIMB Niaga, and Maybank.

3. Can I use cicilan on Lazada for all products?

No, cicilan on Lazada is only available for certain products and categories. You can check the eligibility of the product on the product page or during checkout.

4. Is cicilan on Lazada safe?

Yes, cicilan on Lazada is safe since it is protected by the same security measures as other online transactions on Lazada. You can also check the credibility of the seller and read reviews from other buyers before making a purchase.

5. What happens if I miss an installment payment?

If you miss an installment payment, you will be charged with late payment fees, and your credit score may be affected. It is essential to make your installment payments on time to avoid additional charges and maintain your credit score.

Conclusion

Cara cicilan di Lazada is a convenient and beneficial payment method for those who want to buy products but cannot pay the full amount upfront. By using cicilan on Lazada, you can enjoy flexible installment plans, 0% interest rate, and faster checkout process. However, you have to meet the requirements and select the eligible products to use cicilan on Lazada. We hope that this article has helped you to understand cara cicilan di Lazada better. Happy shopping!

Cara Cicilan di Lazada