Cara Bayar BPJS Ketenagakerjaan

>Hello Sohib EditorOnline, in this article, we will discuss the process of paying BPJS Ketenagakerjaan in Indonesia. As you know, BPJS Ketenagakerjaan is an important social security program that provides financial protection for workers during their employment period. It’s mandatory for all employees and employers to contribute to this program, and in this article, we will explain how to pay your BPJS Ketenagakerjaan fee easily and efficiently.

1. What is BPJS Ketenagakerjaan?

BPJS Ketenagakerjaan is a social security program that provides protection for workers during their employment period. This program includes benefits such as work accident insurance, death insurance, old age savings, and pension. It’s mandatory for all employees and employers to contribute to this program.

If you are a worker in Indonesia, you are automatically registered as a participant in BPJS Ketenagakerjaan. Your employer is responsible for deducting your contribution from your salary and paying it to BPJS Ketenagakerjaan.

2. How to Calculate Your BPJS Ketenagakerjaan Contribution?

Your BPJS Ketenagakerjaan contribution consists of two parts: the employee’s contribution and the employer’s contribution. The total contribution is calculated based on your monthly salary.

Monthly Salary	Employee’s Contribution	Employer’s Contribution	Total Contribution
IDR 4,276,400 or less	2%	3.7%	5.7%
IDR 4,276,401 to IDR 8,000,000	2%	4.8%	6.8%
IDR 8,000,001 to IDR 60,000,000	2%	5.7%	7.7%

Note: The maximum monthly salary for BPJS Ketenagakerjaan calculation is IDR 60,000,000.

2.1 How to Calculate Your Employee’s Contribution?

Your employee’s contribution is calculated as a percentage of your monthly salary. The rate is 2% for all salary ranges.

For example, if your monthly salary is IDR 5,000,000, your employee’s contribution is:

IDR 5,000,000 x 2% = IDR 100,000

2.2 How to Calculate Your Employer’s Contribution?

Your employer’s contribution is also calculated as a percentage of your monthly salary. The rate varies depending on your monthly salary range, as shown in the table above.

For example, if your monthly salary is IDR 5,000,000, your employer’s contribution is:

IDR 5,000,000 x 4.8% = IDR 240,000

3. How to Pay Your BPJS Ketenagakerjaan Contribution?

There are several ways to pay your BPJS Ketenagakerjaan contribution:

3.1 Payroll Deduction

Your employer is responsible for deducting your contribution from your salary every month and paying it to BPJS Ketenagakerjaan. Make sure to check your payslip to see the amount of your contribution.

3.2 Bank Transfer

You can also make a bank transfer to BPJS Ketenagakerjaan’s account. Here are the steps:

1. Go to the nearest bank branch that has a partnership with BPJS Ketenagakerjaan, such as BRI or Mandiri.
2. Fill out the payment slip with your BPJS Ketenagakerjaan account number and the amount of your contribution.
3. Make the payment and keep the receipt as proof of payment.

3.3 Mobile Banking

If you prefer a more convenient way to pay, you can use mobile banking services such as BRI Mobile or Mandiri Mobile. Here are the steps:

1. Download and install the mobile banking app on your smartphone.
2. Register your BPJS Ketenagakerjaan account number and the amount of your contribution.
3. Make the payment and keep the receipt as proof of payment.

4. What Happens If You Don’t Pay Your BPJS Ketenagakerjaan Contribution?

If you don’t pay your BPJS Ketenagakerjaan contribution, you will not be eligible for the benefits provided by this program. You will also be fined for late payment.

The fine for late payment is 2% of your contribution for each month of delay. For example, if your contribution is IDR 500,000 and you are late for two months, you need to pay a fine of:

2% x IDR 500,000 x 2 = IDR 20,000

5. Conclusion

That’s all you need to know about paying your BPJS Ketenagakerjaan contribution. Make sure to pay your contribution on time to ensure that you are eligible for the benefits provided by this program. If you have any questions or concerns, don’t hesitate to contact BPJS Ketenagakerjaan’s customer service.

FAQ

1. Apa itu BPJS Ketenagakerjaan?

BPJS Ketenagakerjaan adalah program jaminan sosial yang memberikan perlindungan keuangan bagi pekerja selama masa kerja. Program ini mencakup manfaat seperti asuransi kecelakaan kerja, asuransi kematian, tabungan hari tua, dan pensiun. Wajib bagi semua karyawan dan pengusaha untuk ikut serta dalam program ini.

2. Bagaimana cara menghitung iuran BPJS Ketenagakerjaan?

Iuran BPJS Ketenagakerjaan terdiri dari dua bagian: iuran karyawan dan iuran pengusaha. Total iuran dihitung berdasarkan gaji bulanan Anda.

3. Bagaimana cara membayar iuran BPJS Ketenagakerjaan?

Ada beberapa cara untuk membayar iuran BPJS Ketenagakerjaan, seperti potongan gaji, transfer bank, dan mobile banking.

4. Apa yang terjadi jika Anda tidak membayar iuran BPJS Ketenagakerjaan?

Jika Anda tidak membayar iuran BPJS Ketenagakerjaan, Anda tidak akan memenuhi syarat untuk manfaat yang diberikan oleh program ini. Anda juga akan dikenakan denda untuk pembayaran terlambat.

5. Bagaimana cara menghubungi layanan pelanggan BPJS Ketenagakerjaan?

Anda dapat menghubungi layanan pelanggan BPJS Ketenagakerjaan melalui telepon, email, atau media sosial.

Cara Bayar BPJS Ketenagakerjaan