Cara Daftar Kartu Kredit BCA

>Hello Sohib EditorOnline, in this article, we will discuss the steps to register for a BCA credit card. BCA is one of the leading banks in Indonesia that offers various credit card options. By having a credit card, you can enjoy various benefits such as cashback, discounts, and reward points. Without further ado, let’s dive into the steps to register for a BCA credit card.

1. Understand the Types of BCA Credit Cards

Before applying for a BCA credit card, you need to know the types of credit cards BCA offers. BCA offers various types of credit cards such as BCA Visa Platinum, BCA Mastercard Platinum, BCA Visa Black, BCA Mastercard Black, and many more. Each credit card has different benefits and requirements. Make sure to choose a credit card that suits your needs and preferences.

Here are some of the most popular types of BCA credit cards:

Credit Card Type	Benefits
BCA Visa Platinum	Cashback, reward points, and discounts on travel, dining, and shopping
BCA Mastercard Platinum	Same benefits as BCA Visa Platinum, plus exclusive access to Mastercard airport lounges
BCA Visa Black	Higher cashback, reward points, and discounts on travel, dining, and shopping
BCA Mastercard Black	Same benefits as BCA Visa Black, plus exclusive access to Mastercard airport lounges

2. Check the Requirements

Once you have chosen the credit card that suits your needs, you need to check the requirements for applying for a BCA credit card. The requirements may vary depending on the type of credit card you choose.

Here are the general requirements for applying for a BCA credit card:

• Indonesian citizen or permanent resident
• Minimum age of 21 years old
• Minimum income of IDR 3 million per month
• Valid ID and Tax ID
• Proof of income such as salary slip, bank statement, or tax payment receipt

3. Prepare the Required Documents

Before applying for a BCA credit card, you need to prepare the required documents. Make sure to have all the documents ready to avoid any delays or rejections.

Here are the required documents for applying for a BCA credit card:

• Valid ID (KTP, Passport, or driving license)
• Tax ID (NPWP)
• Proof of income (salary slip, bank statement, or tax payment receipt)
• Proof of residence (electricity or water bill)

4. Apply Online or Offline

There are two ways to apply for a BCA credit card, either online or offline. Applying online is more convenient and faster, while applying offline may take more time but you can get help from BCA staff.

Here are the steps to apply for a BCA credit card online:

1. Visit BCA’s official website and choose the credit card you want to apply for.
2. Fill out the online application form with your personal and financial details.
3. Upload the required documents.
4. Submit the application and wait for the approval.

Here are the steps to apply for a BCA credit card offline:

1. Visit the nearest BCA branch and fill out the application form.
2. Submit the required documents to the BCA staff.
3. Wait for the approval and get your credit card.

5. Activate Your BCA Credit Card

Once you receive your BCA credit card, you need to activate it before you can use it. You can activate your credit card online or by calling BCA’s customer service.

Here are the steps to activate your BCA credit card online:

1. Visit BCA’s official website and log in to your account.
2. Choose the credit card you want to activate.
3. Enter the activation code that you received via SMS or email.
4. Set your credit card PIN.
5. Activate your credit card and start using it.

Here are the steps to activate your BCA credit card via phone:

1. Call BCA’s customer service at 1500888.
2. Follow the instructions and enter the required information.
3. Set your credit card PIN.
4. Activate your credit card and start using it.

FAQ

1. What is the minimum income requirement for applying for a BCA credit card?

The minimum income requirement for applying for a BCA credit card is IDR 3 million per month.

2. What documents do I need to prepare for applying for a BCA credit card?

You need to prepare a valid ID, Tax ID, proof of income, and proof of residence.

3. Can I apply for a BCA credit card online?

Yes, you can apply for a BCA credit card online through BCA’s official website.

4. How long does it take to get my BCA credit card?

The processing time may vary depending on the type of credit card you choose and the completeness of your documents. It may take up to 14 working days to get your credit card.

5. How do I activate my BCA credit card?

You can activate your BCA credit card online or via phone. Follow the instructions provided by BCA.

That’s all about how to register for a BCA credit card. We hope this article helps you to understand the steps and requirements to apply for a BCA credit card. If you have any questions or comments, feel free to leave them below.

Cara Daftar Kartu Kredit BCA