Cara Buat Kartu Kredit Mandiri

>Hello, Sohib EditorOnline! Are you interested in getting a credit card from Mandiri? In this article, we will guide you through the process of obtaining a credit card from Mandiri bank. By the end of this article, you will have a clear understanding of how to apply for a credit card from Mandiri and the requirements you need to meet. Let’s get started!

What is Mandiri Credit Card?

Mandiri credit card is a credit facility provided by Mandiri Bank. It offers various benefits such as cashback, points reward, and discounts on shopping, dining, and travel. Not only that, but it also provides a secure and convenient way to make payments both locally and internationally.

Mandiri offers various types of credit cards such as Mandiri Gold, Platinum, and Signature. Each credit card has different requirements and benefits. You can choose the one that suits your needs and lifestyle.

Types of Mandiri Credit Card

Here are the types of Mandiri credit card:

Type Requirements Benefits
Mandiri Gold – Minimum age 21 years old
– Minimum monthly income IDR 5 million
– Hold a savings account or current account at Mandiri Bank
– Have a good credit history
– Cashback on grocery, fuel, and dining transactions
– Reward points for every transaction
– Discounts on shopping, dining, and travel
– Free travel insurance
– Free annual fee for the first year
Mandiri Platinum – Minimum age 21 years old
– Minimum monthly income IDR 15 million
– Hold a savings account or current account at Mandiri Bank
– Have a good credit history
– Higher cashback on grocery, fuel, and dining transactions
– More reward points for every transaction
– More discounts on shopping, dining, and travel
– Free travel insurance
– Free annual fee for the first year
Mandiri Signature – Minimum age 21 years old
– Minimum monthly income IDR 50 million
– Hold a savings account or current account at Mandiri Bank
– Have an excellent credit history
– Premium rewards program
– More exclusive benefits and privileges
– Free travel insurance
– Free airport lounge access
– Free annual fee for life

How to Apply for Mandiri Credit Card

Requirements

Before you apply for a Mandiri credit card, make sure you meet the requirements:

  • Minimum age 21 years old
  • Minimum monthly income according to the type of credit card you apply for
  • Hold a savings account or current account at Mandiri Bank
  • Have a good credit history
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Documentation

Here are the documents you need to prepare:

  • Copy of ID card
  • Copy of NPWP (Taxpayer Identification Number)
  • Copy of savings account or current account statement
  • Copy of salary slip or proof of income

Application Process

Here are the steps to apply for a Mandiri credit card:

  1. Visit the Mandiri Bank website or nearest branch
  2. Fill in the online application form or visit the customer service counter
  3. Attach the required documents
  4. Wait for the approval process and notification from Mandiri Bank
  5. Activate your credit card once you receive it

Frequently Asked Questions

Here are some frequently asked questions about Mandiri credit card:

What is the annual fee for Mandiri credit card?

The annual fee for Mandiri credit card varies for each type. It is free for the first year, and subsequent fees will be charged.

How long is the approval process?

The approval process may take up to one week. Mandiri Bank will notify you of the status of your application.

What should I do if my credit card is lost or stolen?

You should immediately report it to Mandiri Bank customer service. They will block your card and issue a new one.

Can I use my credit card internationally?

Yes, Mandiri credit card can be used internationally as long as it is enabled for international transactions. You can contact the customer service to enable it.

How can I pay my credit card bill?

You can pay your credit card bill through Mandiri Bank ATM, internet banking, mobile banking, or by visiting the nearest branch.

Conclusion

Getting a credit card from Mandiri Bank is easy and convenient. By following the steps and requirements we have provided, you can apply for a credit card that suits your needs and lifestyle. Don’t forget to use your credit card wisely and enjoy the benefits it offers. Good luck!

Cara Buat Kartu Kredit Mandiri