Cara Membatalkan GCP Card

>Hello Sohib EditorOnline, in this article we will discuss how to cancel your GCP Card. GCP Card is a credit card issued by BCA that offers various benefits to its users, but sometimes circumstances change and you may need to cancel your card. Here are some steps and things to consider before cancelling your GCP Card.

Why Cancel Your GCP Card?

There are various reasons why you may consider cancelling your GCP Card, such as:

1. You no longer need or use the card
2. You have too many credit cards and want to simplify your finances
3. You are not satisfied with the benefits or services provided by the card
4. You are unable to pay the annual fee or other charges associated with the card
5. You have lost your card or it has been stolen

Whatever your reason may be, it is important to consider the consequences and procedures of cancelling your GCP Card.

Things to Consider Before Cancelling Your GCP Card

Before cancelling your GCP Card, here are some important things to consider:

• Make sure you have paid off all outstanding balances and fees on your card
• Check if there are any rewards points or miles that you have not redeemed yet
• Consider the impact on your credit score and credit history
• Think about whether you will need a credit card in the future

It is also important to note that cancelling your GCP Card will not automatically close your BCA account. If you have other accounts or products with BCA, you may still receive statements and charges from them.

Steps to Cancel Your GCP Card

If you have considered the above factors and decided to cancel your GCP Card, here are the steps to follow:

Step 1: Call BCA Call Center

Call the BCA Call Center at 1500888 or 500888 to request cancellation of your GCP Card. You will need to provide your card details and personal information for verification purposes.

Step 2: Confirm with BCA

After you have made the request, BCA will contact you to confirm your cancellation. Make sure to check your email or phone regularly for updates and follow-up from BCA.

Step 3: Destroy Your Card

Once your cancellation has been confirmed, destroy your GCP Card by cutting it into several pieces to prevent it from being used by unauthorized persons.

Step 4: Check for Final Charges

After a few days, check your account statement to make sure that there are no remaining charges or fees associated with your GCP Card. If you find any discrepancies, contact BCA immediately to resolve the issue.

FAQ

Can I cancel my GCP Card online?

No, currently the only way to cancel your GCP Card is by calling the BCA Call Center.

What happens to my rewards points or miles if I cancel my GCP Card?

You should redeem your rewards points or miles before cancelling your GCP Card, as they may be forfeited after cancellation.

Will cancelling my GCP Card affect my credit score?

Yes, cancelling your GCP Card may have an impact on your credit score and credit history, especially if you have a long credit history with BCA and a high credit utilization ratio.

Can I reapply for a GCP Card after cancelling it?

Yes, you can reapply for a GCP Card after cancelling it, but you will need to go through the application process again and meet the eligibility criteria.

What should I do if I lost my GCP Card?

If you lost your GCP Card or it has been stolen, report it immediately to BCA Call Center at 1500888 or 500888 to prevent unauthorized transactions. You may also need to file a police report and provide it to BCA as proof of loss.

In conclusion, cancelling your GCP Card requires careful consideration and follow-up with BCA to ensure a smooth process. By following the steps and tips provided in this article, you can make an informed decision and minimize any potential negative impact on your finances.

Cara Membatalkan GCP Card