Cara Hutang Pulsa Kartu 3

>Hello Sohib EditorOnline, if you’re looking for information on how to get emergency credit for your 3 mobile card, you’ve come to the right place. We know that running out of phone balance can be frustrating, but with the following steps, you can easily request for a loan from your provider and stay connected. Here are some easy tips on how to get a loan on your 3 mobile card.

1. What is Hutang Pulsa?

Before diving into the details of how to request a loan, let’s first understand what Hutang Pulsa is. Simply put, Hutang Pulsa refers to a service provided by mobile operators in Indonesia that allows customers to top up their phone balance even when they don’t have enough credit. This is particularly useful in emergency situations when you need to make an urgent call or send an important message.

However, it’s important to note that Hutang Pulsa is not free. When you request a loan, your provider will deduct a certain amount from your next top-up as a service charge. This varies depending on the operator and the amount of credit you borrow.

2. How to Request a Loan on Kartu 3

If you’re a Kartu 3 user and need to request a loan, here are the steps you need to follow:

Step Action
1 Dial *111*2# from your phone
2 Select ‘Hutang Pulsa’
3 Choose the amount of credit you want to borrow
4 Confirm the transaction

Once you’ve completed these steps, the requested credit will be added to your account, and the service charge will be deducted from your next top-up.

3. Terms and Conditions

It’s important to read and understand the terms and conditions of the Hutang Pulsa service before requesting a loan. Here are some of the key points:

  • The service is only available for Kartu 3 users who have been active for at least 3 months
  • You can only request a loan if your balance is less than Rp 1000
  • The maximum amount you can borrow is Rp 10,000
  • The service charge is 15% of the borrowed amount
  • The borrowed credit will have a validity period of 1-7 days, depending on the amount borrowed
  • The borrowed credit can be used for voice, SMS, and data services
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4. Frequently Asked Questions

What happens if I don’t pay back the loan?

If you don’t pay back the loan, your account will be blocked, and you won’t be able to use any services until you pay back the borrowed amount and the service charge.

Can I request a loan multiple times?

Yes, you can request a loan multiple times as long as you’ve paid back the previous loan and the service charge.

What if I want to cancel my loan?

Once you’ve confirmed the transaction, you can’t cancel the loan. However, if you don’t want to use the borrowed credit, you can simply let it expire.

How do I know if I’m eligible for a loan?

You can check your eligibility by dialing *111*1# from your phone. This will give you information on your current balance, active packages, and other details.

Is there a limit to the number of loans I can request?

There’s no specific limit to the number of loans you can request, but it’s important to use the service responsibly and pay back the borrowed amount on time.


In summary, requesting a loan on your Kartu 3 mobile card is a simple and convenient way to top up your balance when you’re out of credit. By following the steps outlined above and understanding the terms and conditions of the service, you can stay connected and avoid the frustration of being disconnected in an emergency situation. We hope this article has been helpful, and if you have any further questions, feel free to ask in the comments below.

Cara Hutang Pulsa Kartu 3