Cara Mendapatkan Bantuan Gaji Dibawah 3.5 Juta

>Hello Sohib EditorOnline,In this article, we will discuss the different methods to obtain financial assistance for those with a salary below 3.5 million rupiah. The current economic situation has made it difficult for some individuals to make ends meet, and we hope this article can provide some guidance and relief.

1. Program Keluarga Harapan

Program Keluarga Harapan (PKH) is a government initiative to reduce poverty in Indonesia. It provides financial assistance to low-income families to cover their basic needs, including health and education. To qualify for PKH, your monthly income must be below 1.2 million rupiah for urban areas and 1 million rupiah for rural areas.

Apart from the income requirement, you must also have at least one child under the age of 18 or a pregnant woman in your household. The assistance you will receive ranges from 550,000 to 1.8 million rupiah per quarter, depending on the program’s category.

Program Category Assistance Amount (per quarter)
Category I 1,800,000
Category II 1,200,000
Category III 750,000
Category IV 550,000

FAQ

Q: How do I apply for PKH?

A: You can apply for PKH through the local social welfare office or online on the National Social Security System (SJSN) website.

Q: Can I still receive PKH if I have more than one child?

A: Yes, you can receive PKH for up to three children under the age of 18.

Q: Do I need to repay the assistance I receive through PKH?

A: No, the assistance you receive through PKH is not a loan and does not need to be repaid.

2. Program Bantuan Subsidi Upah

Program Bantuan Subsidi Upah (BSU) is a government program to support workers affected by the COVID-19 pandemic. It provides cash assistance to workers with a monthly income of up to 5 million rupiah who have been laid off, furloughed, or received reduced wages.

To be eligible for BSU, you must have a registered National Identity Number (NIK) and have been registered with the BPJS Ketenagakerjaan (workers social security agency) as an active member before January 1, 2020. You must also have lost your job or had your wages reduced by at least 50% due to the pandemic.

The assistance you will receive is 600,000 rupiah per month for four months, starting from June 2021.

FAQ

Q: Can I receive BSU if I am still employed but my salary has been reduced?

A: Yes, you can receive BSU if your salary has been reduced by at least 50% due to the pandemic.

Q: Can I apply for BSU if I am self-employed or work in the informal sector?

A: No, only workers registered with the BPJS Ketenagakerjaan are eligible for BSU.

Q: How do I apply for BSU?

A: You can apply for BSU through the BPJS Ketenagakerjaan website or mobile app.

3. Bantuan Langsung Tunai

Bantuan Langsung Tunai (BLT) is a cash assistance program provided by the government to low-income families affected by the pandemic. The assistance is intended to help families cover their basic needs, including food and housing.

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To be eligible for BLT, your monthly income must be below 4 million rupiah per household. You must also have a registered National Identity Card (KTP) and have been registered with the local social welfare office.

The assistance you will receive is 300,000 rupiah per month for three months, starting from April 2021.

FAQ

Q: How do I know if I am eligible for BLT?

A: You can check your eligibility with your local social welfare office.

Q: Can I still receive BLT if I have more than one child?

A: Yes, you can receive BLT for up to three children under the age of 18.

Q: Do I need to repay the assistance I receive through BLT?

A: No, the assistance you receive through BLT is not a loan and does not need to be repaid.

4. Program Kartu Prakerja

Program Kartu Prakerja is a government initiative to provide training and assistance for workers affected by the pandemic. It aims to improve workers’ skills and job prospects in the changing job market.

To be eligible for Kartu Prakerja, you must be at least 18 years old and have a National Identity Card (KTP). You must also be unemployed, partially employed, or have a monthly income of less than 5 million rupiah.

As a participant in Kartu Prakerja, you will receive training and assistance through online courses, counseling services, and job referral programs. You will also receive a monthly incentive of 1 million rupiah for four months.

FAQ

Q: How do I apply for Kartu Prakerja?

A: You can apply for Kartu Prakerja on the official website or mobile app.

Q: Can I still receive Kartu Prakerja if I am employed?

A: Yes, you can still receive Kartu Prakerja if you have a monthly income of less than 5 million rupiah.

Q: What kind of training and assistance will I receive through Kartu Prakerja?

A: You will receive training and assistance through online courses, counseling services, and job referral programs.

5. Program Kredit Usaha Rakyat

Program Kredit Usaha Rakyat (KUR) is a government program to provide low-interest loans to small businesses and entrepreneurs. The loans are intended to help businesses grow and create jobs.

To be eligible for KUR, you must have a registered National Identity Card (KTP) and a business that has been operating for at least two years. Your business must also have a maximum annual turnover of 2.5 billion rupiah.

The loan amount you can receive ranges from 5 million to 500 million rupiah, with a maximum repayment period of five years.

FAQ

Q: How do I apply for KUR?

A: You can apply for KUR through participating banks or online on the KUR website.

Q: What kind of businesses are eligible for KUR?

A: Small businesses and entrepreneurs are eligible for KUR.

Q: Do I need collateral to apply for KUR?

A: No, collateral is not required for KUR loans up to 50 million rupiah.

We hope this article has been helpful in providing guidance on obtaining financial assistance for those with a salary below 3.5 million rupiah. Remember to check your eligibility and apply to the appropriate programs. Let’s support one another during these challenging times.

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Cara Mendapatkan Bantuan Gaji Dibawah 3.5 Juta