Cara Membayar Zakat Mal

>Hello Sohib EditorOnline, have you been wondering how to pay your Zakat Mal? Zakat Mal is one of the pillars of Islam and it is mandatory for Muslims who have a certain amount of wealth. In this article, we will guide you step by step on how to pay your Zakat Mal in Indonesia.

What is Zakat Mal?

Zakat Mal is an obligatory form of charity for Muslims who possess a certain amount of wealth. It is calculated based on the value of assets owned for one lunar year. The amount collected is then distributed to those in need, such as the poor, the needy, orphans, and the disabled.

In Indonesia, Zakat Mal is mandated by the government and is collected by various organizations and foundations that have been authorized by the government to collect and distribute Zakat Mal.

Who is Obligated to Pay Zakat Mal?

In Islam, those who possess a certain amount of wealth are required to pay Zakat Mal. This threshold is called Nisab and is defined as the equivalent of 85 grams of gold or 595 grams of silver. In Indonesia, the Nisab is calculated based on the value of rice and is equivalent to 547.5 kg of rice.

Therefore, those who possess assets that are equal to or exceed the Nisab for one lunar year are obligated to pay Zakat Mal. These assets include money, gold, silver, stocks, and other investments.

How to Calculate Zakat Mal

To calculate Zakat Mal, you need to determine the value of your assets that have been owned for one lunar year. This includes money in bank accounts, investments, stocks, gold, and silver.

Once you have determined the value of your assets, you need to calculate Zakat Mal at 2.5% of the total value. For example, if the total value of your assets is Rp. 50,000,000, the Zakat Mal you need to pay is Rp. 1,250,000 (Rp. 50,000,000 x 2.5%).

When to Pay Zakat Mal

Zakat Mal should be paid annually, at the end of the lunar year. In Indonesia, the lunar year is based on the Islamic calendar which is shorter than the Gregorian calendar. Therefore, the date for paying Zakat Mal in Indonesia is different from the date in other countries.

The date for paying Zakat Mal in Indonesia is commonly known as “Zakat Fitrah” and falls on the first day of the month of Shawwal, which is the month following Ramadan. In 2021, Zakat Fitrah will fall on May 13th.

Where to Pay Zakat Mal

In Indonesia, Zakat Mal can be paid through various organizations and foundations that are authorized by the government to collect and distribute Zakat Mal. These organizations include the National Zakat Agency (BAZNAS), the Indonesian Zakat Foundation (LAZ), and the Amil Zakat Institute (LAZNAS).

You can pay Zakat Mal directly to these organizations through their websites, bank transfer, or by visiting their offices. Some organizations also have mobile applications that make it easier for you to pay Zakat Mal.

How to Pay Zakat Mal Online

Paying Zakat Mal online is a convenient and secure way to fulfill your obligation. Many Zakat organizations have websites that allow you to pay Zakat Mal using various payment methods, such as credit cards, bank transfers, or e-wallets.

Here are the steps to pay Zakat Mal online:

FAQ

1. Can Zakat Mal be paid in installments?

Yes, it is possible to pay Zakat Mal in installments as long as the full amount is paid by the end of the lunar year. However, it is recommended to pay Zakat Mal in full to fulfill the obligation as soon as possible.

2. Can Zakat Mal be paid in advance?

Yes, it is possible to pay Zakat Mal in advance before the end of the lunar year. This is especially useful if you will be traveling or will not be able to pay Zakat Mal at the end of the lunar year.

3. Can Zakat Mal be paid on behalf of others?

Yes, it is possible to pay Zakat Mal on behalf of others as long as they have given permission or have requested it. This is especially useful for those who are not able to pay Zakat Mal themselves, such as the elderly or disabled.

4. Is Zakat Mal tax-deductible?

Yes, Zakat Mal is tax-deductible in Indonesia. The government provides tax incentives for those who pay Zakat Mal through authorized organizations. The amount of tax incentives varies depending on the organization and the amount of Zakat Mal you pay.

5. Can Zakat Mal be paid to non-Muslims?

Yes, it is possible to give Zakat Mal to non-Muslims who are in need, such as the poor or the disabled. However, it is recommended to give Zakat Mal to Muslims first if possible.

Conclusion

In conclusion, paying Zakat Mal is an important obligation for Muslims who possess a certain amount of wealth. It is a way to fulfill the obligation of charity and to help those in need. By following the steps and guidelines outlined in this article, you can fulfill your obligation of paying Zakat Mal in Indonesia with ease and convenience.

Cara Membayar Zakat Mal